Which Is The Best SEO Agency in Dubai

Are you looking for SEO services to improve the visibility of your company in search engines? Then you have come to the right place.

Today the most effective way to drive the audience to your website is by building your website’s organic search engine ranking. Budget Website UAE provides SEO services in Pune which involves a process of “on page” and “off-page” strategies. Search engine optimization increases your brand visibility on the search results organically.

Budget Website UAE is a professional Search Engine Optimization (SEO) company in Dubai, UAE and we will help bring your website on the top of the search results. Our Search Engine Optimization (SEO) services ensure we improve the visibility of your business in search engines via  ‘natural’ or ‘unpaid’ (“organic or algorithmic”) processes only. While with SEO, your business website ranking will be on the first page of search engines and generate a lot more traffic for your business, Search Engine Optimization is a slow process and takes about 6 months to show good results; Budget Website UAE helps you in establishing your brand name with its experience as a top SEO Service provider in India. A successful Search Engine Optimization campaign has the ingredients of relevant keywords, a proper number of keywords and a proper strategy to make it to the first page.

Online advertising and marketing greatly increase your reach to targeted customers almost instantly. Budget Website UAE offers pay per click advertising and social media marketing services from Dubai, India with successful campaigns with our customers all around the globe. We form a multi-pronged strategy for internet marketing and execute, depending on the nature of your business and the need for growth.

You can choose from a wide array of services like Pay per Click (PPC) Advertising in Search Engines (Google, Yahoo, Bing), PPC management and other PPC services, Online Reputation Management, Google Adwords Campaigns, Social Media Advertising (Facebook, etc), Search Engine Advertising, Advertising on high traffic portals for to your company, business owners and even advertising in relevant local business directories to get visible traction and growth instantly

Budget Website UAE is a new-age digital marketing and website development company in Dubai. If your brand or organization needs a real-time online marketing strategy then Budget Website UAE the Digital Marketing Agency in Dubai is the solution to all your online advertising and website development queries.

BWU is one of the very few Digital Marketing Agencies in Dubai that provides a wholesome solution by offering search engine optimization (SEO), social media management, web design, web hosting & content marketing services. With the ever-increasing number of internet marketing companies in UAE, Budget Website UAE, the digital marketing company in Dubai, India drives the right prospects and clients to its patron’s website.

Steps to File Income Tax Return with Multiple Form 16's

Earlier, people would hold on to one job for all their work life. But as times have changed, the focus has shifted from stability to career building. We now know of people who change their jobs twice or even thrice within a single financial year.

If you, as a salaried individual, have switched jobs within one financial year, you would have received a Form 16 from each of your employers. Now you may be wondering what to do with multiple Form 16s. Let’s deal with it together!

What is Form 16?

Form 16 is a TDS certificate issued to salaried individuals by their employers. It contains details of the components of salary and details of the tax deducted on it.

What is the procedure to file Income Tax Return with Multiple Form 16s?

e-Filingtax returns on your own can be exhausting. With the help of H&R Block, you can file your returns accurately, and it is hassle-free! But before going ahead, make sure you have all other documents ready.

Follow these simple steps to file your ITR with H&R Block:

§  Step 1: First, you must register and create an account on H&R Block

§  Step 2: Then you need to upload Form 16 from each employer.

§  Step 3: Pay the fees according to the plan you select.

§  Step 4: A tax expert will be assigned to you who will calculate your taxes.

§  Step 5: Approve the tax summary shared with you.

§  Step 6: After filing your return, it is your responsibility to complete your ITR Verification within 120 days. Here’s a guide on how to do so.

The other way to file your ITR is by using the ITD portal, but it may be complex if you are not a tax expert.

If you plan to file the ITR by yourself, you must be careful with the following points before you begin:

a.       Have you disclosed the previous salary details to your new employer?

b.       Have you disclosed all your investments to your new employer?

If yes, then the latest Form 16 you received will have the consolidated figures.

If not, you will have to compute the total income from salary by yourself. Also, take into consideration the investments while claiming a deduction. But remember, these deductions can only be claimed once against your total income.

Steps to consider while entering details of income from salary:

§  Step 1: Add up the salary from all the employers in that financial year.

§  Step 2: Reduce the exempt allowances (for example, HRA).

§  Step 3: Apply deductions allowed under Section 80C to Section 80U.

§  Step 4: Calculate the tax liability.

§  Step 5: Subtract the TDS deducted by all the employers. You can compare this TDS with what’s mentioned in Form 26AS.

Steps to self e-file your returns using the ITD website:

§  Step 1: Login with your credentials on the e-filing website.

§  Step 2: Click on “Income Tax Return”.

§  Step 4: Choose the Assessment Year; current assessment year is AY 2019-20.

§  Step 5: Select the ITR Form. (use “Help” in the top right corner for queries)

§  Step 6: Click on “Original/ Revised Return”.

§  Step 7: Select your preferred “Submission Mode”.

§  Step 8: Fill up the form and click on “Save Draft” periodically.

§  Step 9: Go over the details once more before you click “Preview and Submit”.

You may have realised how complicated taxation can be. And that is why more than 6 Lakh people have taken the help of H&R Block. This intermediary makes the tedious procedure quite simple! Also, there is no room for doubt as they provide a hassle-free tax filing experience with the help of experts. They ensure that your return is filed free of errors with maximum tax benefits. 

Tax Benefits of Investing in ULIPS

We work hard day in and out to strengthen our financial situation. Investing in good policy plans is beneficial as it ensures long term financial security. By making investments, we also make money work hard for us. A penny saved is a penny earned!

UnitLinked Insurance Plans (ULIPs) are investment vehicles having a lock-in period of 5 years. They serve as an optimum wealth creation solution. ULIPs offer investors insurance and an investment opportunity under one umbrella. The premium amount of ULIP is split into two parts as per the policyholder’s preference.

One part of the premium is invested as a life insurance cover to the policyholder. The other part of the premium is invested in securities like stocks, mutual funds or bonds.

ULIPs offer you a twofold advantage. They help you save taxes while paying the premium and even after the policy has matured.

Why should one invest in ULIPs?

As mentioned above, ULIP is a unique blend of a life insurance policy and an investment option for accomplishing your long-term financial goals. As an investor, you wish to save money for your children’s education, their marriage or even for your retirement. ULIPs are a perfect amalgamation of these objectives.

Read on to find out how ULIPs are a propitious investment:

1. Tax benefit on premium amount 

The premium amount paid in ULIP is allowed as a deduction under Section80C. The least among the two will be considered as a deduction:

• up to 10% of sum assured;
• premium amount         

The premium amount paid in ULIP Retirement plan can be claimed as a deduction under Section 80CCC.

Note:  As per the Income Tax Act, the combined maximum deduction under Section 80C, Section 80CCC and 80CCD(1) is up to Rs 1,50,000. Even though you invest a higher amount, a deduction can be claimed only up to Rs 1,50,000.

Example 1: If the sum assured is Rs 15,00,000 and the premium amount paid is less than 10%, let’s consider Rs 1,00,000, a policyholder can claim the entire premium as a deduction u/s 80C.

Example 2: If the sum assured is Rs 15,00,000 and the premium amount paid is more than 10%, let’s consider Rs 2,50,000 a policyholder can claim a maximum deduction up to 10%, i.e. Rs 1,50,000 only.

2. Exemption on withdrawal 

Withdrawal of policy amount can take place in the following cases:

• Death of policyholder
• Partial withdrawal of policy amount 
• Maturity of the policy 

Policy amount withdrawn on the event of the death of the policyholder is completely tax-free.

As per Section 10(10D) for life insurance policy, if the premium amount is below 10% of the sum assured, the amount received on partial withdrawal/maturity is exempt. 

If you have taken a policy before 1^st April 2012, and the premium amount is below 20% of sum assured, the amount received on partial withdrawal/maturity is exempt.

Note: If the amount payable by you exceeds 10%/ 20% of sum assured, the amount received at the time of maturity will be taxed under “Income from other Sources”.

3. Benefit of Retirement ULIP/Pension ULIP:

1/3^rd of the entire amount can be withdrawn by the policyholder. This is termed as commuted pension, and the amount will be tax-free as per Section 10(10A). The remaining amount can be received in annuity installments.

4. Other Benefits of Investing in ULIPs:

• ULIPs offer policyholders a variety of high, medium and low-risk investment options under one single policy. Investors have the freedom to select any option as per their interest.
• ULIPs offer investors a partial withdrawal after the first 5 years from their Unit Linked Account.
• Being a long-term systematic investment option, ULIPs enable investors to invest money in small chunks regularly.

Thus, by investing in ULIPs, you can gain tax benefits and achieve your long-term financial goals.But you might fail to claim the tax benefits in the absence of proper knowledge and procedures. So, you should take help of tax experts for this job.We have a team of in-house tax experts who can accurately file your tax returns online while giving you maximum tax benefits.

Tax Implications On Diwali Gifts

Gifts and dopamine go hand in hand. They’re like two sides of the same coin. Receiving gifts has always made us happy since our childhood, which, technically speaking, is mainly concerned with the release of dopamine - the happy hormone.


Now when Diwali is around the corner, our family and friends are undeniably going to shower us with gifts. It can be in cash or kind, which is further divided into immovable and movable. The former one is real estate, and the latter one includes vehicles, jewelry, etc.


But what most of us don’t know is that gifts in either form are taxed under the head “Income From Other Sources”. As per The Income Tax Act, 1961, the receiver of the gift is liable to pay tax on them. Worried? Fret not! Read further to know the tax implications for giving and receiving gifts.


1.Cash as gift

There is one basic rule regarding cash as a gift. It is tax exempted up to Rs 50,000, but if it even exceeds a penny, then it will be fully taxable. So, if your aunt gives you a Diwali gift of Rs 55,000, you will be liable to pay income tax on it.

2.Gifting in kind

Apart from cash, gifts in kind also come with a tax liability. As mentioned earlier, it is of two types – movable & immovable.

“Movable property” includes objects such as vehicles, jewelry, stocks, etc. things that are physically transferrable. The concept of Fair Market Value (FMV) comes into the picture here. The FMV of the gift should not exceed Rs 50,000 for it to be tax-free.


When it comes to gifts which fall under the category of immovable property, you must know the concept of Stamp Duty Value (SDV). It is the value which has been adopted by the stamp valuation authorities to come to the stamp duty figure. Even here, the rule of Rs 50,000 applies. If the SDV exceeds this number, the gift will be taxed.

3.Exceptions

Now here’s the catch! Just like all the laws in India, The Income Tax Act, 1961 also has many exceptions. Focusing on the ones for gift tax, gifts received from family (parents, spouse, siblings, etc.) be it any amount whatsoever are tax-free! Also, gifts received on marriage, irrespective of the donor, are all tax-free!

4.Even the donor needs to pay tax

There are certain rare circumstances where even the donor needs to pay tax on the gift he has given. There is a concept of “clubbing of income” under the Income Tax Act where such a situation arises. Let us understand this with the following example:

A husband gifts his wife (a housemaker) cash amounting to Rs 5,00,000. She keeps that amount as an FD in her account. So, there is interest income generated on that FD for the wife. This income would be clubbed with the husband’s income as the wife doesn’t have any income of her own. Hence, the donor is paying tax on the gift!

So, from next time take note of which gifts you receive and from whom, as you might be taxed on them!

Keep these 4 Dos and Don'ts in Mind while Filing your ITR

As the due date for filing income tax return for the FY 2018-19 is approaching, i.e. 31 July, you must know the dos and don’ts to avoid errors at the last moment.

Following are the dos:

1. Keep the documents handy: While filing your returns, you must keep these documents handy for a speedy process:

§  Receipt of investments and income

§  Receipt of old tax

§  Form 26AS

§  Form 16

§  PAN card

You must not only keep these documents handy but safe as well because if you receive any scrutiny notice from the ITD, you may need them.

2. Check your computations: With the help of the tax calculator, check your tax liability before filing your return. To ensure that you computed your liability correctly, you can consult a tax expert. For those who have income that exceeds Rs 2.5 Lakh, it is mandatory to file an income tax return. It is recommended to e-file your taxes to reduce the chances of error.

3. Report all your income: Income from a few of the sources are taxable, and few are not. You must disclose all your income irrespective of whether it is taxable or not.  If you fail to do so, you may end up facing legal issues. 

    4. Verify your ITR after filing: Once you have filed your return, you must verify it through either online or offline process

a.       Online Process: You can verify your returnonline through the EVC process, which includes net banking, or through Aadhaar card.

b.      Offline Process: You can verify your return, by sending the attested ITR-V form to CPC, Bengaluru.

For both the process, you must verify your return within 120 days of filing.

Following are the don’ts:

            1. Commit any mistake: While filing the return, you will be asked to fill the 
                     following details:

§  Bank details (Account number, IFSC code, name as per bank records, etc.)

§  PAN number

§  Postal address,

§  e-Mail ID

If you provide these details incorrectly, it can lead to complications in processing your request.  Also, you will not be able to receive any communication from the ITD like the scrutiny notice, refund cheque if you are eligible for the refund.

2. Miss to claim deductions under chapter VI: To reduce your tax liability, you can availdeduction under chapter VI. Even if you missed to submit the proof of investment to your employer, you can still claim deduction while you are filing your return. You must also keep these proofs safely with you, as in case of any sort of scrutiny; the assessing officer may ask these proofs for verification.

3.Not reporting exempt: The incomes from PPF interest, gratuity, interest on securities, the amount received under Voluntary Retirement Service, etc. are tax exempted. You need not pay any tax on it. However, if your bank account reflects a high inflow of cash, it would be easier to explain if you already reported these incomes.

4.File ITR at the last minute: If you scramble to file your return online when the due date is almost there, you may end up committing mistakes. It may even happen that if you file late, a penalty in the form of late fee will be applicable to you or you may end up paying even more taxes.